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Home > Blog > What Is a Habitational Risk?
FRIDAY, APRIL 22, 2022

What Is a Habitational Risk?

Owners of apartment complexes, condos, hotels and other habitational properties have several exposures, including those from liability claims and those from incidents that cause property damage. Securing a comprehensive business insurance policy may mitigate these risks and provide financial safeguards for you, your tenants and visitors to your property. Couple getting Insurance

The agents Gannon Coyne & Associates Inc. (GCA) can work with you to find the coverage that fits your needs. Contact us today for more information. 

What Insurance Coverages Should I Consider? 
With the risks facing habitational properties (e.g., fire, hail, theft, vandalism and several others), selecting the right coverages is essential. Typically, policies that protect your building and personal property inside are available. Insurance can also provide payments for medical expenses or legal fees if you are responsible for an injury occurring on your premises. 

Other endorsements may be available, including coverage for glass, outdoor signs and loss of rental income. You can also secure coverage for equipment breakdowns (e.g., HVAC, mechanical or electrical systems) to help keep your building safe and operational. 

Contact Us Today 
The professionals at Gannon Coyne & Associates Inc. (GCA) can discuss options, exclusions and limits. Each habitational property owner’s risk profile is unique, and we can work with you to help you obtain an optimal insurance policy. Contact us today at 215-574-9080 to get started. 
Posted 8:10 PM

Tags: habitational risk
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